Vehicle Loan


Whether you're buying a new or used vehicle, or refinancing from another lender, we can help simplify the vehicle loan process. Take advantage of low rates, quick approvals and personal service. We offer low monthly payments that fit your budget with a low interest rate and flexible terms.

Make vehicle shopping a breeze. Know what you can afford before you shop for a vehicle. A free preapproval can be the first step on your journey to purchasing a vehicle.

Love your car but not your auto loan rate? Pay off an existing higher rate loan that you have with another financial institution with the possibility of borrowing additional funds. Refinancing may reduce your payments.

Vehicle already paid off? Members can borrow up to the NADA Retail Value of any paid off vehicle for quick money to meet any need.

You may purchase optional Guaranteed Asset Protection (GAP) Plus for a cost of $379 to help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss. GAP Plus may cancel part of your next vehicle loan with our Credit Union, when you purchase a replacement vehicle.

Optional Debt Protection is available and could help protect your loan balance or loan payments against death, disability, or involuntary unemployment.

NADA – New and Used Vehicle Guides (car buying guide which includes values of cars)
CARFAX – Vehicle History Report (view history of nearly any used vehicle – fees may apply)