Visa® Credit Card


Visa Credit Card

Low 8.90% APR on purchases, balance transfers, and cash advances.  There is no annual fee and a 25-day grace period on purchases.  Maximum Credit Limit is $10,000.  Apply for a new card or to increase your limit up to $10,000.  Earn ScoreCard® Rewards Bonus Points on every purchase.  For every $1 you spend, you'll earn 1 point to redeem for merchandise, travel, and other rewards.  View rewards and check your bonus points total at www.scorecardrewards.com.  Some merchants offer more than 1 point per $1 purchase through the ScoreMore program.

Visa Credit Card Balance Transfer Form

Transfer balances from higher rate cards without paying a balance transfer fee.  Low 8.90% APR on balance transfers. 

Pay your bill and manage your Visa account at eZCardInfo.com.  24-hours, 7-days a week for free.  Electronic Statements are also available for free.  You may also pay your bill with NO FEE over the phone by calling 1-800-433-0505 and using the Voice Response Unit (VRU).  A $10 fee will be accessed for your phone payment, if you have to speak to a representative to complete the process.

Optional Debt Protection is available and could help protect your credit card balance or credit card payments against death, disability, or involuntary unemployment.

3-D Secure 2.0

3-D Secure 2.0 replaces Verified by Visa to protect your online Visa purchases by utilizing a one-time password. 
Get reassurance that only you can use your Visa card online.


Purchase Alerts

Get free email alerts from Visa for signature transactions in real-time for your Credit Union Visa Credit Card and immediately identify potentially fraudulent activity.  Verify your card eligibility and register your email at www.visa.com/purchasealerts, today.  Customize transaction alerts to fit your needs when your Visa card is used for purchases over a certain dollar amount, online, over the phone, or for outside the United States.


Report a Lost or Stolen Visa Credit Card

Contact FirstEnergy Choice Federal Credit Union during business hours at 1-888-462-2328 or 1-800-991-4961 after business hours.