Visa® Credit Card

Visa Credit Card

Low 8.90% APR* on purchases, cash advances and balance transfers.  There is no annual fee or balance transfer fee and a 25-day grace period on purchases.  Maximum Credit Limit is $10,000.  Apply for a new card or to increase your limit up to $10,000.  Earn ScoreCard® Rewards Bonus Points on every purchase.  For every $1 you spend, you'll earn 1 point to redeem for merchandise, travel, and other rewards.  View rewards and check your bonus points total at  Some merchants offer more than 1 point per $1 purchase through the ScoreMore program.

Visa Credit Card Balance Transfer Form

Transfer balances from higher rate cards without paying a balance transfer fee.  Low 8.90% APR* on balance transfers. 

Pay your bill and manage your Visa account at  24-hours, 7-days a week for free.  Electronic Statements are also available for free.  You may also pay your bill with NO FEE over the phone by calling 1-800-433-0505 and using the Voice Response Unit (VRU).  A $10 fee will be accessed for your phone payment, if you have to speak to a representative to complete the process.

Optional Debt Protection is available and could help protect your credit card balance or credit card payments against death, disability, or involuntary unemployment.

3-D Secure 2.0

3-D Secure 2.0 replaces Verified by Visa to protect your online Visa purchases by utilizing a one-time password. 
Get reassurance that only you can use your Visa card online.

Purchase Alerts

Get free email alerts from Visa for signature transactions in real-time for your Credit Union Visa Credit Card and immediately identify potentially fraudulent activity.  Verify your card eligibility and register your email at, today.  Customize transaction alerts to fit your needs when your Visa card is used for purchases over a certain dollar amount, online, over the phone, or for outside the United States.

Report a Lost or Stolen Visa Credit Card

Contact FirstEnergy Choice Federal Credit Union during business hours at 1-888-462-2328 or 1-800-991-4961 after business hours.