Student Loan

The Smart Option Student Loan® for FirstEnergy Choice Federal Credit Union by Sallie Mae® is for borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates.

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan features and benefits:  

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility

  • No origination fee and no prepayment penalty

  • Benefits and an interest rate reduction available

  • Rates that reward creditworthy borrowers

  • Applying with a creditworthy cosigner may help you qualify

  • 100% U.S. based Student Loan Specialists

Investing in higher education continues to be one of the best decisions you can make and we want to help make it happen.  Learn more about the Smart Option Student Loan and find resources for navigating the college application process.  FirstEnergy Choice Federal Credit Union is compensated for the referral of Smart Option Student Loan customers.